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which is your health insurance?

Posted: Wed Sep 09, 2015 5:04 pm
by Glauco83
which insurance is better and cheap?
i check april international and it has a good cover and the cost is only $ 140 for month for me and my girl ( 31y and 28y)but i think it doesn't cover the transport to bangkok for emergency...

Re: which is your health insurance?

Posted: Wed Sep 09, 2015 5:51 pm
by TheGrinchSR
Cheap never equals better in the world of health insurance. I'm a 41 year old bloke and my insurance (via Aviva) works out at around $250 a month but it does include medivac if necessary.

Re: which is your health insurance?

Posted: Wed Sep 09, 2015 6:10 pm
by wackyjacky
Best to up your deductible rather than lower your benefits.. Mine is like $2000 and it keeps the price reasonable. All my out of pocket stuff/year is 1/10 of that.

Re: which is your health insurance?

Posted: Mon Oct 26, 2015 5:45 pm
by JanKrohn
Increase your deductible, AND make use of no claim bonuses. Healthcare is so cheap here, you need insurance only for really serious cases.

(And make sure outpatient medication is covered. My friend got some rare illness, and now must pay $10000 for medicine from his own pocket each year...)

Re: which is your health insurance?

Posted: Mon Oct 26, 2015 5:50 pm
by vladimir
Aetna.

Re: which is your health insurance?

Posted: Tue Oct 27, 2015 12:27 pm
by bob
vladimir wrote:Aetna.

What's so good about Aetna, and how much do you pay per annum, if I may ask?

Re: which is your health insurance?

Posted: Tue Oct 27, 2015 2:22 pm
by JanKrohn
We pay about $5500 p.a. for the Aetna Ultracare Select plan for 2 adults 2 kids (that includes 20 or 25% no claims bonus).
I'll look up more exact figures later.

Re: which is your health insurance?

Posted: Tue Oct 27, 2015 2:42 pm
by vladimir
bob wrote:
vladimir wrote:Aetna.

What's so good about Aetna, and how much do you pay per annum, if I may ask?
I had it as part of a package from an NGO, don't know the cost

I ended up in hospital back home in an exclusive clinic, never paid a cent

Re: which is your health insurance?

Posted: Tue Oct 27, 2015 4:38 pm
by phuketrichard
I haven't had health insurance since i left the states in '78
figure i have spent less than $2,000 total for hospital bills since than only

Re: which is your health insurance?

Posted: Tue Oct 27, 2015 4:42 pm
by iluvu
I'm a gambler, no health insurance for me. My gamble lost big time. ~20k in medical fees :(