Loans for expats?

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jkindle
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Loans for expats?

Post by jkindle » Fri Feb 26, 2016 2:15 pm

Are there any options for personal loans for expats who do have a job (with proper employment offers/contracts, etc)?

Called ANZ up already and they apparently only offer loans to Cambodian nationals.
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Re: Loans for expats?

Post by Duncan » Fri Feb 26, 2016 2:51 pm

If it's a personal loan, what security would you offer a bank as collateral against the loan. Banks already know that many expats are here today and dead tomorrow.
If it's a housing loan, that's a difference story. I actually had a loan off ANZ Royal when they set up in Cambodia.
They , and other banks , wont give me a loan now as they don't loan to people over 60 years old.
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Re: Loans for expats?

Post by jkindle » Fri Feb 26, 2016 5:23 pm

I've already offered both expensive jewelry and my new motorbike title as collateral since I'm certain that I'll be able to pay it back in a month or two but they've stood firm on only offering loans to nationals.
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Re: Loans for expats?

Post by Raybull » Fri Feb 26, 2016 5:32 pm

jkindle wrote:I've already offered both expensive jewelry and my new motorbike title as collateral since I'm certain that I'll be able to pay it back in a month or two but they've stood firm on only offering loans to nationals.
Some larger Wing outlets have secured premises and may loan out funds if presented with a registered bike or gold that will assayed onsite.
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Re: Loans for expats?

Post by PSD-Kiwi » Fri Feb 26, 2016 7:27 pm

(Single/unmarried )Expats are too much of a flight-risk, whats to stop an expat getting a loan, hopping on the next plane home never to return.

Some banks do give loans to married foreign/local couples, but very strict criteria to be eligible.
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Re: Loans for expats?

Post by Bitte_Kein_Lexus » Fri Feb 26, 2016 10:40 pm

How long do you need it for? Plenty of pawn shops in town.
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Re: Loans for expats?

Post by TheGrinchSR » Fri Feb 26, 2016 11:01 pm

I know a couple of Russians in Snookie who'd be happy to oblige. Only 7% interest, daily, and your kneecaps as surety for the loan. PM for details.
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Re: Loans for expats?

Post by John Bingham » Fri Feb 26, 2016 11:48 pm

Lend me £10 and I'll buy you a drink.
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Re: RE: Loans for expats?

Post by General Mackevili » Sat Feb 27, 2016 12:38 am

jkindle wrote:Are there any options for personal loans for expats who do have a job (with proper employment offers/contracts, etc)?

Called ANZ up already and they apparently only offer loans to Cambodian nationals.
I assume you need a big chunk of change, but I did know a broke-ass Barang who used to hand his passport over to some shop near the old market quite often, who would give him a loan of a couple hundred dollars until next month's paycheck.

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Re: Loans for expats?

Post by Bitte_Kein_Lexus » Sat Feb 27, 2016 6:50 am

Send me a PM with more details about how much you need and for how long and I'll try to direct you to a place.
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