which is your health insurance?

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Glauco83
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which is your health insurance?

Post by Glauco83 » Wed Sep 09, 2015 5:04 pm

which insurance is better and cheap?
i check april international and it has a good cover and the cost is only $ 140 for month for me and my girl ( 31y and 28y)but i think it doesn't cover the transport to bangkok for emergency...
TheGrinchSR
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Re: which is your health insurance?

Post by TheGrinchSR » Wed Sep 09, 2015 5:51 pm

Cheap never equals better in the world of health insurance. I'm a 41 year old bloke and my insurance (via Aviva) works out at around $250 a month but it does include medivac if necessary.
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wackyjacky
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Re: which is your health insurance?

Post by wackyjacky » Wed Sep 09, 2015 6:10 pm

Best to up your deductible rather than lower your benefits.. Mine is like $2000 and it keeps the price reasonable. All my out of pocket stuff/year is 1/10 of that.
JanKrohn
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Re: which is your health insurance?

Post by JanKrohn » Mon Oct 26, 2015 5:45 pm

Increase your deductible, AND make use of no claim bonuses. Healthcare is so cheap here, you need insurance only for really serious cases.

(And make sure outpatient medication is covered. My friend got some rare illness, and now must pay $10000 for medicine from his own pocket each year...)
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vladimir
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Re: which is your health insurance?

Post by vladimir » Mon Oct 26, 2015 5:50 pm

Aetna.
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bob
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Re: which is your health insurance?

Post by bob » Tue Oct 27, 2015 12:27 pm

vladimir wrote:Aetna.

What's so good about Aetna, and how much do you pay per annum, if I may ask?
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Re: which is your health insurance?

Post by JanKrohn » Tue Oct 27, 2015 2:22 pm

We pay about $5500 p.a. for the Aetna Ultracare Select plan for 2 adults 2 kids (that includes 20 or 25% no claims bonus).
I'll look up more exact figures later.
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vladimir
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Re: which is your health insurance?

Post by vladimir » Tue Oct 27, 2015 2:42 pm

bob wrote:
vladimir wrote:Aetna.

What's so good about Aetna, and how much do you pay per annum, if I may ask?
I had it as part of a package from an NGO, don't know the cost

I ended up in hospital back home in an exclusive clinic, never paid a cent
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phuketrichard
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Re: which is your health insurance?

Post by phuketrichard » Tue Oct 27, 2015 4:38 pm

I haven't had health insurance since i left the states in '78
figure i have spent less than $2,000 total for hospital bills since than only
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iluvu
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Re: which is your health insurance?

Post by iluvu » Tue Oct 27, 2015 4:42 pm

I'm a gambler, no health insurance for me. My gamble lost big time. ~20k in medical fees :(
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