Insurance home+motor
- MarkArmstrong
- Expatriate
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- Joined: Sat Jul 22, 2023 11:50 pm
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Insurance home+motor
Hello
Which company have you found to be the best price+service for Insurance home+motor
Mark
Which company have you found to be the best price+service for Insurance home+motor
Mark
Re: Insurance home+motor
Do they even have such a thing as home insurance for burglary? I expect someone will take your money, but demanding that they later pay you 20x your premium would cause enormous offense. They would probably have you arrested for attempted fraud.
I doubt there is an ombudsman you could complain to.
I doubt there is an ombudsman you could complain to.
- MarkArmstrong
- Expatriate
- Posts: 220
- Joined: Sat Jul 22, 2023 11:50 pm
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Re: Insurance home+motor
Had this before in HK but I thought I would ask! Makes mental note to leave family silver in UKDoc67 wrote: ↑Mon Aug 21, 2023 10:47 pm Do they even have such a thing as home insurance for burglary? I expect someone will take your money, but demanding that they later pay you 20x your premium would cause enormous offense. They would probably have you arrested for attempted fraud.
I doubt there is an ombudsman you could complain to.
Re: Insurance home+motor
The local version of insurance is having built-in steel bars on the windows.
- phuketrichard
- Expatriate
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Re: Insurance home+motor
had a home in phuket broken into 25 years ago
had a steel gate on door, had steel bars on the windows>
they climbed up on the roof, broke a few tiles and dropped into the house
Bars on windows LOL
In a nation run by swine, all pigs are upward-mobile and the rest of us are fucked until we can put our acts together: not necessarily to win, but mainly to keep from losing completely. HST
- MarkArmstrong
- Expatriate
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- Joined: Sat Jul 22, 2023 11:50 pm
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Re: Insurance home+motor
That could be a real problem! Are break-in crimes a common problem?
Re: Insurance home+motor
Not as common as the fear merchants say.MarkArmstrong wrote: ↑Tue Aug 22, 2023 10:13 am That could be a real problem! Are break-in crimes a common problem?
I lived a fair while in a semi-isolated area and refused to put bars in the windows or doors. In 3 years the only thefts were 4 motos and a few fishing rod phone thefts. My theory is that the most they can steal from an expat is phones/laptops/TV etc and these if secured sensibly are easily replaced. Also Khmer know that most Westerners take money as needed from the banks and dont have life savings under the mattress so less incentive for anything above petty theft.
- MarkArmstrong
- Expatriate
- Posts: 220
- Joined: Sat Jul 22, 2023 11:50 pm
- Reputation: 28
Re: Insurance home+motor
I thought about the bars but theres nothing to stop them coming in through the roof etc.
Re: Insurance home+motor
Meant to point out that those thefts were in the local area - I never had any theftskgbagent wrote: ↑Thu Aug 31, 2023 1:27 pmNot as common as the fear merchants say.MarkArmstrong wrote: ↑Tue Aug 22, 2023 10:13 am That could be a real problem! Are break-in crimes a common problem?
I lived a fair while in a semi-isolated area and refused to put bars in the windows or doors. In 3 years the only thefts were 4 motos and a few fishing rod phone thefts. My theory is that the most they can steal from an expat is phones/laptops/TV etc and these if secured sensibly are easily replaced. Also Khmer know that most Westerners take money as needed from the banks and dont have life savings under the mattress so less incentive for anything above petty theft.
Re: Insurance home+motor
Stop worrying and spend some time getting to know your Khmer neighbours, being friendly with them and asking their advice on anything you can think to chat with them about. That can go a long way towards having them look out for you and your property.
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