Scammed (kind of)

newkidontheblock · Post by **newkidontheblock** » Thu Apr 20, 2023 1:45 am

Missus got a call from Cambodia this morning.

From the bank. Said they are owed money for a motorbike and will be coming to take the collateral - the family house.

Apparently one of the niece’s previous boyfriends got a bank loan for a motorbike claiming that that missus’ family house was his house - sent photos of him in front of the house to ‘prove it’, and provided multiple fake credential to back it up. Including an affidavit or co sign from his ‘auntie’ working in Phnom Penh as a nurse (aka missus), along with phone number and other things to make it see legit.

Now he’s gone and so is the motorbike. The bank is shaking the tree to get their money back.

Too bad he listed the wrong village, and commune and road as the house address used for collateral. Some random person will be shock when the bank comes and tries to take their home.

Those desperate for money will do anything to get it.

violet · Post by **violet** » Thu Apr 20, 2023 2:45 am

They aren’t desperate for the money from a loan to buy a motorbike. They are simply collecting what they are owed. Quite rightly.

You seem to have zero care for the person at the address the scumbag did give.

Callous arrogance.

Darkcel · Post by **Darkcel** » Thu Apr 20, 2023 6:03 am

violet wrote: ↑Thu Apr 20, 2023 2:45 am They aren’t desperate for the money from a loan to buy a motorbike. They are simply collecting what they are owed. Quite rightly.

You seem to have zero care for the person at the address the scumbag did give.

Callous arrogance.

The village chief will promptly tell them to fuck off if they don't once figuring out they were scammed.

schlarry · Post by **schlarry** » Thu Apr 20, 2023 6:42 am

violet wrote: ↑Thu Apr 20, 2023 2:45 am They aren’t desperate for the money from a loan to buy a motorbike. They are simply collecting what they are owed. Quite rightly.

You seem to have zero care for the person at the address the scumbag did give.

Callous arrogance.

1. Assuming that the call was, in fact, from the genuine banking institution.

2. I have no beef with you, but if a third party gives your address without my knowledge, are we supposed to take up your cause? We'd be broke within days.

3. Not callous at all, and not ignorant. The fake addressee will easily refute the claim, and it will be dismissed. Not his war at all. The bank obviously didn't do a physical check, blame the bank and the defaulter.

rozzieoz · Post by **rozzieoz** » Thu Apr 20, 2023 6:53 am

newkidontheblock wrote: ↑Thu Apr 20, 2023 1:45 am Those desperate for a motorbike will do anything to get it.

FTFY

phuketrichard · Post by **phuketrichard** » Thu Apr 20, 2023 7:21 am

newkidontheblock wrote: ↑Thu Apr 20, 2023 1:45 am Missus got a call from Cambodia this morning.

From the bank. Said they are owed money for a motorbike and will be coming to take the collateral - the family house.

Apparently one of the niece’s previous boyfriends got a bank loan for a motorbike claiming that that missus’ family house was his house - sent photos of him in front of the house to ‘prove it’, and provided multiple fake credential to back it up. Including an affidavit or co sign from his ‘auntie’ working in Phnom Penh as a nurse (aka missus), along with phone number and other things to make it see legit.

Now he’s gone and so is the motorbike. The bank is shaking the tree to get their money back.

Too bad he listed the wrong village, and commune and road as the house address used for collateral. Some random person will be shock when the bank comes and tries to take their home.

Those desperate for money will do anything to get it.

BS:
banks wouldn't give a loan without the Land paper in exchange

are u sure its the bank not a worthless cousin?

newkidontheblock · Post by **newkidontheblock** » Thu Apr 20, 2023 8:11 am

This isn’t some western country where things are so easily checked. Supposedly all the documents provided the bank were very good fakes. Possibly produced by a fake 2 star general. Enough to convince the bank into giving a loan. Banks don’t routinely go to the village chief or commune to verify information on thousands of loans they issue.

As to some member here of accusing me of being callous - what would you suggest?

That I just pay off this scammers’ loan as some kind of noble gesture to satisfy bruised egos?

And yes, this will all be cleared up once the bank visits the village chief and is told to blow smoke and then realizes all the papers were fakes.

This just a cautionary tale of how easy scams are run in Cambodia. Sometimes the scams benefit foreigners, such as a magical required piece of paper produced by an agency for a visa extension, sometimes for more nefarious reasons.

Just my opinions, of course.

PSD-Kiwi · Post by **PSD-Kiwi** » Thu Apr 20, 2023 8:17 am

What is the name of the bank? All the major banks hold onto the original property titles when property is used as collateral for a loan. More likely an MFI or an informal loan shark.

Alex · Post by **Alex** » Thu Apr 20, 2023 8:26 am

This story doesn't make any sense to me. Doesn't a bank want to establish proof of ownership before accepting a house as collateral? What are the chances that it's the caller that was the scammer here?

Alex · Post by **Alex** » Thu Apr 20, 2023 8:29 am

newkidontheblock wrote: ↑Thu Apr 20, 2023 8:11 am This isn’t some western country where things are so easily checked. Supposedly all the documents provided the bank were very good fakes. Possibly produced by a fake 2 star general. Enough to convince the bank into giving a loan. Banks don’t routinely go to the village chief or commune to verify information on thousands of loans they issue.

You got a call from Cambodia this morning, and you could already establish that the documents supposedly provided to the bank were "good fakes"? How on Earth did you do that?

Also, "good fakes", but for the wrong address? The mind boggles.

Scammed (kind of)

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