Non-collateral small loan provider

gentlesandah · Post by **gentlesandah** » Tue Mar 14, 2023 5:22 pm

Are there businesses which offer loans of less than 1000USD for short periods for expats who recently arrived in Phnom Penh?

I arrived in Cambodia two weeks ago. When I was preparing to come here, I was planned to stay at the type of accommodation where locals stay. My company arranged for me and a colleague at a nearby apartment. However, my colleague was sacked by the company and the apartment is asking for charges which I did not foresee. I have paid all the money that I have but it looks as if I need about 500USD which I can pay back in installments of three months. I earn a 1000+ salary and have the employment contract and staff ID. The company is currently applying for a six month business visa and a work permit. If there is any business I can contact please let me know.

I am also open to informal creditors. I can produce all the necessary documents if needed.

Alex · Post by **Alex** » Tue Mar 14, 2023 6:27 pm

I doubt it. If you decide to dash to the border tomorrow for whatever reason, they would have no hope to get their money back.

mi1 · Post by **mi1** » Tue Mar 14, 2023 6:34 pm

U can try this service.. https://komjey.com but i doubt they agree to loan any money to you

Kammekor · Post by **Kammekor** » Tue Mar 14, 2023 6:36 pm

gentlesandah wrote: ↑Tue Mar 14, 2023 5:22 pm Are there businesses which offer loans of less than 1000USD for short periods for expats who recently arrived in Phnom Penh?

I arrived in Cambodia two weeks ago. When I was preparing to come here, I was planned to stay at the type of accommodation where locals stay. My company arranged for me and a colleague at a nearby apartment. However, my colleague was sacked by the company and the apartment is asking for charges which I did not foresee. I have paid all the money that I have but it looks as if I need about 500USD which I can pay back in installments of three months. I earn a 1000+ salary and have the employment contract and staff ID. The company is currently applying for a six month business visa and a work permit. If there is any business I can contact please let me know.

I am also open to informal creditors. I can produce all the necessary documents if needed.

If some Cambodian lends you this money it will be at a 50$ per day (or so) interest fee because it's considered high risk.
High risk 100$ local loans here typically cost 5$ a day.

IraHayes · Post by **IraHayes** » Tue Mar 14, 2023 6:53 pm

Is there any chance the school would advance your salary or percentage of it. I am assuming they are happy with your performance and it was only your colleague who was not up to scratch?

RONEV · Post by **RONEV** » Tue Mar 14, 2023 7:01 pm

"and the apartment is asking for charges which I did not foresee. "

What charges? Are you on the hook for the full rent now instead of splitting it with a roommate?

RONEV · Post by **RONEV** » Tue Mar 14, 2023 7:01 pm

Duplicate

RONEV · Post by **RONEV** » Tue Mar 14, 2023 7:01 pm

Bluenose · Post by **Bluenose** » Tue Mar 14, 2023 7:07 pm

You moved to a new job in a new country without $1000 in available cash reserves?

Kenr · Post by **Kenr** » Tue Mar 14, 2023 8:43 pm

Bluenose wrote: ↑Tue Mar 14, 2023 7:07 pm You moved to a new job in a new country without $1000 in available cash reserves?

Doesn’t everyone?

Non-collateral small loan provider

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