atst wrote: ↑Fri Jul 30, 2021 3:47 am I'm starting to think about not being an expat when this covid crap is over and you can fly, doing just two months at a time on tourist Visa doing visa runs ,I'm retired and $3000USD a year in premiums would go a long way towards air fares. Travel insurance on my visa card only. More thinking juice needed
Any thoughts everyone.

clutchcargo wrote: ↑Fri Jul 30, 2021 2:11 pm

atst wrote: ↑Fri Jul 30, 2021 3:47 am I'm starting to think about not being an expat when this covid crap is over and you can fly, doing just two months at a time on tourist Visa doing visa runs ,I'm retired and $3000USD a year in premiums would go a long way towards air fares. Travel insurance on my visa card only. More thinking juice needed
Any thoughts everyone.

In theory I don't see why being a constant tourist traveller in retirement as you describe, would be denied travel insurance. But of course I suggest you go through your credit card's travel insurance Product Disclosure Statement (PDS) with a fine tooth comb and look for anything that might cause ineligibility.

I think the only time where some risk comes into it IMHO is if your residency status changes. That is, if there's evidence that you've relocated and are no longer a permanent resident of your issuing country.

So if for example, you start doing things like: going to the same country each time, no longer on a tourist visa (eg say, you opt for a retiree visa extension for convenience in KOW), you no longer stay in hotels but take out a long term lease on rental accommodation, you rent out your house and sell your assets in your home country (or put in storage), et al Then, I think, they are likely to start asking questions in the event of a claim and the onus will be on you to prove to them that you are still a permanent resident of your home country. In that event, it could drag things out and hamper coverage.

My CBA credit card travel insurance had a maximum trip period of 12 months.