When does a tourist become an expat for medical insurance purposes?

phuketrichard · Post by **phuketrichard** » Wed Jul 28, 2021 10:36 am

atst wrote: ↑Wed Jul 28, 2021 10:32 am Got a quote I think I'll do the same as the insurance company and gamble I don't need to claim
I'll just put $2600 in bank at 7% every year, in ten years I'll have $37500,

same for me; high deductible and still $2,450/year
in 39 years traveling/living in SE asia i figure i have spent less than $3,000 for hospitals /dr visits

Yea yea.
what if/..... so what??

Doc67 · Post by **Doc67** » Wed Jul 28, 2021 10:47 am

When does a tourist become an expat for medical insurance purposes?

When he makes a claim pretending to be a tourist.

atst · Post by **atst** » Wed Jul 28, 2021 11:10 am

Forgot to attach the quote here it is

Kammekor · Post by **Kammekor** » Wed Jul 28, 2021 11:48 am

atst wrote: ↑Wed Jul 28, 2021 10:32 am Got a quote I think I'll do the same as the insurance company and gamble I don't need to claim
I'll just put $2600 in bank at 7% every year, in ten years I'll have $37500,

You probably won't, don't try to fool yourself. :stir:

Kammekor · Post by **Kammekor** » Wed Jul 28, 2021 11:50 am

phuketrichard wrote: ↑Wed Jul 28, 2021 10:36 am
atst wrote: ↑Wed Jul 28, 2021 10:32 am Got a quote I think I'll do the same as the insurance company and gamble I don't need to claim
I'll just put $2600 in bank at 7% every year, in ten years I'll have $37500,
same for me; high deductible and still $2,450/year
in 39 years traveling/living in SE asia i figure i have spent less than $3,000 for hospitals /dr visits

Great! Some stories on this forum of people being less fortunate unfortunately.

phuketrichard · Post by **phuketrichard** » Wed Jul 28, 2021 12:17 pm

atst wrote: ↑Wed Jul 28, 2021 11:10 am Forgot to attach the quote here it is

heres mine:

note lower basic but higher comfort>
Yea, people get sick, have accidents etc etc
still I'll pass;

AG Insurance Broker is specialized in health insurance and we provide precious local assistance for: emergencies, hospitalization direct payment, evacuations, claim follow up and policy management. All our solutions provide direct settlement of hospital charge. Concerning your international health insurance cover request, please find below our proposal:

April MSI

NHI WorldCare
Hospitalization and medical evacuation with $5000 annual deductible
Basic: $2490/year
Comfort: $3328/year
Essential: $5797/year

Doc67 · Post by **Doc67** » Wed Jul 28, 2021 12:27 pm

This thread is a good example why Cambodia is not a good country to grow old a die in. Have fun while you're young but end up in a place where you can get medical treatment without going bankrupt.

timmydownawell · Post by **timmydownawell** » Wed Jul 28, 2021 12:47 pm

Have you guys got quotes from SafetyNet yet? Mine came in at a fraction of the price of other insurers.

phuketrichard · Post by **phuketrichard** » Wed Jul 28, 2021 2:21 pm

timmydownawell wrote: ↑Wed Jul 28, 2021 12:47 pm Have you guys got quotes from SafetyNet yet? Mine came in at a fraction of the price of other insurers.

yea right;
Entry age 60 years old, https://www.safetynet-health.com/for-individuals/

am sure urs is cheaper, as it all depends on ur age;

....This thread is a good example why Cambodia is not a good country to grow old a die in

why not? what does the cost of insurance have to do with growing old here?

as to dying.... ur going to die wherever u are at some time, there is no reason to think ur ever going to get sick or ill till u die>
I'd rather put my money on black on a roulette wheel than buy medical insurance

Both my grandparents were healthy, till the day they died of a heart attack

Bluenose · Post by **Bluenose** » Wed Jul 28, 2021 2:33 pm

timmydownawell wrote: ↑Wed Jul 28, 2021 12:47 pm Have you guys got quotes from SafetyNet yet? Mine came in at a fraction of the price of other insurers.

SafetyNet doesn't give the same cover as full medical policies (it basically covers the cost of the hospital in case you end up there through accident or illness emergency) but it's a hell of a lot better than nothing. The quote I had was for this was around a quarter of that for full medical insurance, if it was me was footing the bill instead of my employer I would be tempted. Forte are their partner here.

When does a tourist become an expat for medical insurance purposes?

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Re: When does a tourist become an expat for medical insurance purposes?

Re: When does a tourist become an expat for medical insurance purposes?

Re: When does a tourist become an expat for medical insurance purposes?

Re: When does a tourist become an expat for medical insurance purposes?

Re: When does a tourist become an expat for medical insurance purposes?

Re: When does a tourist become an expat for medical insurance purposes?

Re: When does a tourist become an expat for medical insurance purposes?

Re: When does a tourist become an expat for medical insurance purposes?

Re: When does a tourist become an expat for medical insurance purposes?

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