So how do I pay the rent? Will an American credit/debt card work?

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NotTheBrightest
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So how do I pay the rent? Will an American credit/debt card work?

Post by NotTheBrightest » Sun Sep 15, 2019 5:55 am

Do I have to withdrawal from my account with cash?
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Re: So how do I pay the rent? Will an American credit/debt card work?

Post by CamExpat » Sun Sep 15, 2019 6:13 am

I pay mine via bank transfer from a local (ABA) account to the landlord's local account (ABA). The landlord (of a large serviced apartment) has accounts at 2 banks where tenants can deposit rent. This was true of my internet service provider who had 4 accounts at 4 different banks.

My landlord also accepted cash, but I'm not really keen on making large cash transactions. Bank transfers leave a paper trail if ever there is a dispute and I am not great at keeping track of things like paper receipts.

Suspect options vary depending on your landlord.

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frank lee bent
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Re: So how do I pay the rent? Will an American credit/debt card work?

Post by frank lee bent » Sun Sep 15, 2019 6:46 am

If you are bringing a card from overseas it is essential to notify the issuer that you are traveling or it will be locked.
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Sweet Lemon
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Re: So how do I pay the rent? Will an American credit/debt card work?

Post by Sweet Lemon » Sun Sep 15, 2019 6:47 am

The vast majority of landlords in Cambodia will not accept credit cards or debit cards or checks or anything except cash.
CamExpat
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Re: So how do I pay the rent? Will an American credit/debt card work?

Post by CamExpat » Sun Sep 15, 2019 7:40 am

Do Cambodian banks issue checks?

One of my long-standing pet peeves is landlords in some countries who still expect post dated checks (or some condo management offices for deposits).

It annoys me I have to get checks issues just for them.
CamExpat
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Re: So how do I pay the rent? Will an American credit/debt card work?

Post by CamExpat » Sun Sep 15, 2019 7:50 am

NotTheBrightest wrote:
Sun Sep 15, 2019 5:55 am
Do I have to withdrawal from my account with cash?
Its probably worth noting that outside of big malls, hotels and big chain restaurants, credit card acceptance by merchants is very rare here.

I have been able to do ABA account transfers to shop owners (twice) on rare occaisions.

PI Pay is more common but still not as widely accepted as I thought when I got the App.
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fax
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Re: So how do I pay the rent? Will an American credit/debt card work?

Post by fax » Sun Sep 15, 2019 8:17 am

CamExpat wrote:
Sun Sep 15, 2019 7:40 am
Do Cambodian banks issue checks?
Yes
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Spigzy
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Re: So how do I pay the rent? Will an American credit/debt card work?

Post by Spigzy » Sun Sep 15, 2019 9:39 am

fax wrote:
Sun Sep 15, 2019 8:17 am
CamExpat wrote:
Sun Sep 15, 2019 7:40 am
Do Cambodian banks issue checks?
Yes
Warning though- bouncing a cheque here = jail time.
Meum est propositum in taberna mori,
ut sint Guinness proxima morientis ori.
tunc cantabunt letius angelorum chori:
"Sit Deus propitius huic potatori."
CamExpat
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Re: So how do I pay the rent? Will an American credit/debt card work?

Post by CamExpat » Sun Sep 15, 2019 10:08 am

As in many APAC countries. Too easy for Fraud otherwise.

I have a bad habit of bouncing checks just cause I forget about them..... especially post dated....

Part of the reason I dislike them so much.
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Re: So how do I pay the rent? Will an American credit/debt card work?

Post by TWY » Sun Sep 15, 2019 12:15 pm

If your landlord also owns a shop or restaurant then you may be able to pay via credit card. I did for a while. When negotiating the next year's lease for the 2nd year I offered to pay cash for a reduced rent and they accepted. But I'd say 99% of landlords expect you to pay via cash or bank transfer.

It took some convincing on my part that I wouldn't use the card and then later have the transactions cancelled or challenged. I think the biggest reason they prefer the cash is so they don't have a paper trail showing how much they are making. So once a month, we make a withdrawal and drive over and pay the rent. Not something I'm a huge fan of but we do it. I transfer money to Cambodia once a year via wire transfer to our local bank account.
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