if u have $230,000 in an investment account how can the new regulations of having 800,000 in a thai account or transfers of 65,000/month, make a dif to you?

Have you ever taught English to non english speakers before? Its NOT for everyone ( i tried it decades ago and hated it).

AS above, visiting in se asia, ( or being on an Army base) is not even close to living here...

You can have a good life on $24,000/year in Thailand or Cambodia
PS ; SS starts at 62 not 63

TO me, nothing worse than dying with money in the bank
I want to go out with my credit cards max'd out...

First thing, you must visit PP before you make a decision. It does not suit everyone.
If you do like it, then don't assume it will stay the same and you will continue to like it (or it like you). Cambodia is growing and changing rapidly. Political stability cannot be assumed anywhere in Asia.
If you have not taught EFL before then this also may not suit you. Even if it does, Cambodia is not a good place to practice that skill because the salaries are low and the schools are somewhat chaotic (so I hear).
Annuities offer poor value because life expectancies are high in the West. Your life expectancy will reduce considerably once you live in Cambo but you won't get a better annuity rate in return.
Your principal financial risks are:
1. Getting into a relationship with a Khmer and losing a lot of money to her.
2. Investing in a local business and losing it that way.
3. Drinking and/or smoking too much and getting sick - hospital costs
4. Your investments doing poorly (this can happen whether you leave the US or not).

I think so far this has been factual. Now for my opinion.

You need to do something with your time or you risk getting into trouble with 1-3 above.
Do online work of some kind. Not a business, just work for people (not in Cambodia) on a freelance basis. Get paid into your US bank account. Under FATCA, you have to pay US tax on all of your worldwide income in any case.
Take a keen interest in your investment nest egg. Most advisers do not offer a good service. Good ones do exist but they are not cheap and they take some finding. Consider paying for a quality subscription service and just make all of your own investment decisions (this will end up being a part-time job and will obviate the need for any other work). Hedgeye.com is a good one, costs about $1000 per annum. You can keep 10% of your nest egg in Cambodian MDIs that pay about 7% p.a. interest, net of tax, on one year fixes. Not more than 10% because there is no guarantee behind any banks here.

Most important, ask yourself how much self-discipline you have. If you don't have enough then risks 1-3 will probably overwhelm you. If you have enough, by all means come over but stay nimble and keep your head on a swivel.