Do you have insurance?

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explorer
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Do you have insurance?

Post by explorer » Wed Oct 24, 2018 5:00 am

I know some people work for NGOs or large companies who provide insurance.

Many people having short holidays also have insurance.

It is also politically correct to say everybody should have insurance.

Those of you staying in a country other than your home country for a long time, who dont have insurance paid by an NGO or company, do you have insurance?

I have already mentioned in another post, I have made a choice to help students from poor families get an education. By not having insurance, I have money to help more students. There is a possibility that I may be in a difficult situation one day, and then maybe nothing like this will happen to me. You never know.
## I thought I knew all the answers, but they changed all the questions. ##
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Cruisemonkey
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Re: Do you have insurance?

Post by Cruisemonkey » Wed Oct 24, 2018 5:07 am

Yes, I have insurance.

It's very noble of you to 'sacrifice' for your students. However, as you say "you never know". I think you should ask yourself if your students will help you if you a suddenly and unexpectedly faced with a $500,000 medical bill.
You could be next.
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frank lee bent
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Re: Do you have insurance?

Post by frank lee bent » Wed Oct 24, 2018 5:09 am

can we get some endorsements from satisfied insurance clients for favored companies?
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Cruisemonkey
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Re: Do you have insurance?

Post by Cruisemonkey » Wed Oct 24, 2018 5:19 am

I'd endorse mine... but, I haven't made a claim. :wink:
You could be next.
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hanno
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Re: Do you have insurance?

Post by hanno » Wed Oct 24, 2018 9:05 am

Of course I have insurance. Pretty stupid not to have insurance.
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Duncan
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Re: Do you have insurance?

Post by Duncan » Wed Oct 24, 2018 9:49 am

hanno wrote:
Wed Oct 24, 2018 9:05 am
Of course I have insurance. Pretty stupid not to have insurance.

But firstly you should explain to us '' stupid '' people how much you/we should pay for insurance , over a period of time in Cambodia , and what we could expect if
one had a accident or fell ill.
When I look at the costs of insurance for older persons and the costs of medical attention and the quality of it in Cambodia, I am firmly in favor of putting that money aside in a separate account to pay for whatever, when and where the situation arises.
Cambodia,,,, Don't fall in love with her.
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hanno
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Re: Do you have insurance?

Post by hanno » Wed Oct 24, 2018 10:03 am

Duncan wrote:
Wed Oct 24, 2018 9:49 am
hanno wrote:
Wed Oct 24, 2018 9:05 am
Of course I have insurance. Pretty stupid not to have insurance.

But firstly you should explain to us '' stupid '' people how much you/we should pay for insurance , over a period of time in Cambodia , and what we could expect if
one had a accident or fell ill.
When I look at the costs of insurance for older persons and the costs of medical attention and the quality of it in Cambodia, I am firmly in favor of putting that money aside in a separate account to pay for whatever, when and where the situation arises.
My insurance gets paid by the company but even if that was not the case, I would pay for insurance. Any serious accident and the bill will quickly reach 5 or 6 figures. I knew a guy in Phan Thiet who thought paying for insurance was a waste of money. He did have enough money to go on the piss every night until he hit a coconut riding home drunk and broke his neck. His parents had to sell their house to pay for medical bills and repatriation and he will need medical attention for the rest of his life.
Jerry Atrick
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Re: Do you have insurance?

Post by Jerry Atrick » Wed Oct 24, 2018 10:04 am

Health insurance, life insurance and a medivac package.
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Kammekor
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Re: Do you have insurance?

Post by Kammekor » Wed Oct 24, 2018 11:20 am

Duncan wrote:
Wed Oct 24, 2018 9:49 am
hanno wrote:
Wed Oct 24, 2018 9:05 am
Of course I have insurance. Pretty stupid not to have insurance.

But firstly you should explain to us '' stupid '' people how much you/we should pay for insurance , over a period of time in Cambodia , and what we could expect if
one had a accident or fell ill.
When I look at the costs of insurance for older persons and the costs of medical attention and the quality of it in Cambodia, I am firmly in favor of putting that money aside in a separate account to pay for whatever, when and where the situation arises.
While this is true for the group of people with insurance as a whole, in individual cases you might end up having to spend more than you can afford in your case. And that sucks.
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phuketrichard
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Re: Do you have insurance?

Post by phuketrichard » Wed Oct 24, 2018 11:33 am

nope, never had any except for the insurance required to license my car.
But then i am not living month to month
Just for a lark, i asked about medical insurance last year and at my age it would be $11,000/year

They are betting u never make a claim, ur betting u will so u can use it.
In a nation run by swine, all pigs are upward-mobile and the rest of us are fucked until we can put our acts together: not necessarily to win, but mainly to keep from losing completely. HST
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