Home Insurance

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whiteribbon
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Re: Home Insurance

Post by whiteribbon »

pczz wrote: Thu Dec 21, 2017 10:43 am Askeda few companies last year. Cannot remember which ones but the best would only cover brick buildings for fire and there was a $1000 deductible for theft
Theft is not included in my policy since I have over 10 guard dogs (they probably costs me more then proper burglary insurance though), so the 0,1% with $500 deductible is only for fire and perils.
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pczz
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Re: Home Insurance

Post by pczz »

whiteribbon wrote: Thu Dec 21, 2017 7:09 pm
pczz wrote: Thu Dec 21, 2017 10:43 am Askeda few companies last year. Cannot remember which ones but the best would only cover brick buildings for fire and there was a $1000 deductible for theft
Theft is not included in my policy since I have over 10 guard dogs (they probably costs me more then proper burglary insurance though), so the 0,1% with $500 deductible is only for fire and perils.
Better insure your dogs. Dog poisoning by thiefs is common (and by me if they are next door and bark a lot!)
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whiteribbon
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Re: Home Insurance

Post by whiteribbon »

pczz wrote: Fri Dec 22, 2017 4:04 pm
whiteribbon wrote: Thu Dec 21, 2017 7:09 pm
pczz wrote: Thu Dec 21, 2017 10:43 am Askeda few companies last year. Cannot remember which ones but the best would only cover brick buildings for fire and there was a $1000 deductible for theft
Theft is not included in my policy since I have over 10 guard dogs (they probably costs me more then proper burglary insurance though), so the 0,1% with $500 deductible is only for fire and perils.
Better insure your dogs. Dog poisoning by thiefs is common (and by me if they are next door and bark a lot!)
It'll probably cost them more in poison for 10 dogs than the amount they would be able to rob here. Think they know not many foreigners keep big amounts of cash at home unlike some khmer people.
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pczz
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Re: Home Insurance

Post by pczz »

whiteribbon wrote: Fri Dec 22, 2017 6:34 pm
pczz wrote: Fri Dec 22, 2017 4:04 pm
whiteribbon wrote: Thu Dec 21, 2017 7:09 pm
pczz wrote: Thu Dec 21, 2017 10:43 am Askeda few companies last year. Cannot remember which ones but the best would only cover brick buildings for fire and there was a $1000 deductible for theft
Theft is not included in my policy since I have over 10 guard dogs (they probably costs me more then proper burglary insurance though), so the 0,1% with $500 deductible is only for fire and perils.
Better insure your dogs. Dog poisoning by thiefs is common (and by me if they are next door and bark a lot!)
It'll probably cost them more in poison for 10 dogs than the amount they would be able to rob here. Think they know not many foreigners keep big amounts of cash at home unlike some khmer people.
in which case they are probably costing you more in dog food and vet bills than what they are protecting 8) You do have to be careful though. I knew one guy had dogs and neighbours dog came onto his land and got torn to pieces. he had to pay compensation
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