This issues has been on my mind for a while. I figure it's about time I find the answer to what concerns me.

I'm currently renting a 4 bedroom house in a Boray.

What are the legality regarding renting when the house catch on fire for the tenant? Are there cost associated with fighting the fire and who's responsible for the cost? If there are damages to neighbor's property, again who is responsible? Is the tenant responsible for the cost/replacement of the house?

Basically in a nut shell, what are the legalities associated to the tenant if his place or the neighbor's place catches fire?

I don't know if there are insurance for the landlords or tenants to cover damages to the property.

Thanks in advance for your replies.

In the event of a serious fire with substantial damage, my advice would be to collect what is left of your belongings and do a disappearing act. The time it will take to rebuild, repair, redecorate etc will be lengthy and the place will be uninhabitable in the meantime. You will need alternative accommodation, so find it quickly and move on.

If they start talking about the costs of repair, send the landlord a bill for all your destroyed items, and make it a big one. Blame their poor electrical installation, the lack of fire-retardant materials, and fire suppression equipment. Attack is a great form of defence.

If you are still around and showing intent to return, they might start eyeing you up as a potential contributor to the cause, perhaps through trying to blame you. Silence plus absence is the way to go.

My tenancy contracts have all been silent on the issue of insurance responsibility, they are crude and poorly drafted and lack any foresight of what can go wrong. They are similar to what I used to see in the UK in the 1980's. As an owner, it is incumbent for them to protect their assets by way of insurance, and perhaps defray that cost by making you pay a share, but I haven't seen any such demands. If they didn't bother buying insurance, that's their lookout.

As a rule of thumb, whenever a local loses substantial money and there is a foreigner in the frame, there is a risk they will try to frame you. Don't be a sitting duck.

"Agreements avoid disagreements", provided they are comprehensive and well drafted. Both parties know where they stand and the rule of law will prevail. The type of agreements I have seen are neither comprehensive nor well drafted and provide no guidance, and therefore no protection, for calamitous events. As for the rule of law...