I don't know what is more disturbing. Jollibee's in Dalat or someone actually choosing to eat there!

ali baba wrote: ↑Sat Mar 16, 2024 9:20 am My UK bank (Nationwide) issues a card reader to all users. Every time I log in to their website I put my card and PIN in and get a code to verify my identity. A couple of years ago they extended this to online shopping. ABA texts me a code for 2 factor authentication when shopping online.

Is the RFID card the same as chip and pin? Brits have been using those for 20 years already.

RFID is used for the contactless tap-and go function on your cards.

Some banks permit you to turn this function off - WISE does, so if you have access to UK banking you can get a WISE account. If your bank doesn't allow it, you can physically cut the wire. It's a bit extreme but if you really want to disable the RFID, this is how.

Also, for online payments I usually use Virtual Debit Card, again, only transfer what is needed to the account.

I am out of it... I always use cash except to book tickets or buy stuff online.

It just so happens there is an ATM for my bank right outside the front door of the office where I work these days. So, it is very convenient to withdraw riels.

The main reason I prefer withdrawing cash instead of using my cards to do debits in shops is because I can keep track of my spending habits and quickly calculate my monthly expenses easily... I withdraw 300,000 or 400,000 riels at a time.

With bank debits for shop purchases or restos, your account record shows a whole lot of small transactions, so it makes accounting tedious...

Using cash in hand makes me more aware of how much, or how little, I am actually spending. (Little is better...)

(RFID chips sound like a bad invention. They are going to have to improve security. Wow!)

3 months ago I tried to make a payment with my Mastercard in Thailand. It didn't work so i stopped the proces.
After 2 days I experienced in my bank-statement that someone tried to steal 0,01 cent.
It was some (famous) food carrier. I called my bank in europe and was told that my card was (automatically) canceled. They told me that is was some kind of trick by scammers in order to check if connention/communication with the card was possible. Next day maybe they tried it with a bigger amount, I guess!
Mastercard immediately canceled my card. (Standard procedure)
Good service !

Johnny, my wife happens to be a Filipina so there's the "Chollibee" connection. She swears it's over the moon, my opinion differs drastically! Spaghetti with sliced hotdogs? Ya gotta be shittin me!

They used to have a good burger with a slice of pineapple on it but discontinued it and replaced it with genuinely disgusting gut bombs!

alexvanlaar wrote: ↑Sat Mar 16, 2024 6:29 pm 3 months ago I tried to make a payment with my Mastercard in Thailand. It didn't work so i stopped the proces.
After 2 days I experienced in my bank-statement that someone tried to steal 0,01 cent.
It was some (famous) food carrier. I called my bank in europe and was told that my card was (automatically) canceled. They told me that is was some kind of trick by scammers in order to check if connention/communication with the card was possible. Next day maybe they tried it with a bigger amount, I guess!
Mastercard immediately canceled my card. (Standard procedure)
Good service !

YEP, i Had two months ago a strange case with my WISE-account, they moved 500 U$ out of my account to a ABA-account on PP on the name of a certain Srey??? And Wise blocked it but strangely they tried in the 3 weeks after maybe 10 times to purchase trough google for 1 dollar, which was always denied. I didnt cancel the card but frooze it, and every time i went to the ATM (Bred-bank allows to take 2000 U$) or to minimarket i unfrooze it for a couple of minuts and when i arrived back in Belgium 3 weeks ago I ordered a new WIse-card, (costs 4 euros). And back to square one with a new CC-number !! Good job from WISE !!