Any recommendations will be welcome I will be living in Phnom Penh. Thanks

mikeasic wrote: ↑Tue Nov 23, 2021 4:16 pm Any recommendations will be welcome I will be living in Phnom Penh. Thanks

I'm going to make the 'go fund me' joke early on just to get it out of the way so that hopefully this might turn into a helpful topic looking for a similar answer.

I think to be honest, travel insurance is so complicated, it really does depend on what your needs are compared with what you're willing to pay.

mikeasic wrote:Any recommendations will be welcome I will be living in Phnom Penh. Thanks

In order to give you a better answer you should first answer yourself what exactly you are expecting to be covered and most importantly how long you are going to live here.
If only for a short time that a cheap travel insurance might be right. If living long term then an expat insurance is needed (but much more expensive).
Another aspect that many people completely forget when they stipulate a contract is the maximum duration. Most insurances do not include pre existing conditions, which means that if you have a one year policy and you catch yourself a chronic disease during this year then your insurance will pay only during that first year. The next year, if they allow you to stipulate another contract, this disease will be excluded! An example that comes to my mind is HIV, once contracted you will need medicine for the rest of your life.

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also Age has a lot to do with it ...