Bong Kri wrote: ↑Wed Aug 18, 2021 9:11 pm

Doc67 wrote: ↑Tue Aug 17, 2021 7:49 am

xandreu wrote: ↑Tue Aug 17, 2021 7:44 am Has anyone tried to withdraw cash from their ABA account using their ATM debit card abroad before (specifically UK) ?

Does it work and what are the fees like?

Thanks.

Yes, I did last year and it is fine. I'll check the fees and get back to you.

Edit:

2 withdrawals on 24th and 30th March 2020. Here are the amounts of £ withdrawn, the amount of $ debited, the fees, the exchange rate on the day (as best as the charts can provide) and then the rate I got from ABA

£500............$602.51..............$11.81.................1.15.........1.20

£500.............$609.................$11.95.................1.24.........1.21

The exchange rate you get is not the spot rate, I think it's the agreed rate at a certain time by the Visa network and then the banks can add on more if they like. I am sure there is a webpage somewhere on the ABA site that spells it all out (but I can't find it)

The fees look like 2%. The XR is harder to work out as this was the most volatile time for the USD/GDP and it was up and down quite a bit.

Hope this helps.

Can I ask if you needed to notify ABA you were traveling/using your card outside of Cambodia prior to using it in another country?

I don't, as long as I have my phone on roaming for any validation issues

I do remember staying in the UK and banking there; the sadistic bastards would wait until every holiday was just getting going before blocking my cards, despite notes on my account from before I went on holiday telling the useless institution where I was off to. Then I'd waste a few hours and up to forty quid on the phone to some cunt in a call center with a Glaswegian accent. I'm happy to no longer bank in the UK

Jerry Atrick wrote: ↑Wed Aug 18, 2021 9:35 pm

Bong Kri wrote: ↑Wed Aug 18, 2021 9:11 pm

Doc67 wrote: ↑Tue Aug 17, 2021 7:49 am

xandreu wrote: ↑Tue Aug 17, 2021 7:44 am Has anyone tried to withdraw cash from their ABA account using their ATM debit card abroad before (specifically UK) ?

Does it work and what are the fees like?

Thanks.

Yes, I did last year and it is fine. I'll check the fees and get back to you.

Edit:

2 withdrawals on 24th and 30th March 2020. Here are the amounts of £ withdrawn, the amount of $ debited, the fees, the exchange rate on the day (as best as the charts can provide) and then the rate I got from ABA

£500............$602.51..............$11.81.................1.15.........1.20

£500.............$609.................$11.95.................1.24.........1.21

The exchange rate you get is not the spot rate, I think it's the agreed rate at a certain time by the Visa network and then the banks can add on more if they like. I am sure there is a webpage somewhere on the ABA site that spells it all out (but I can't find it)

The fees look like 2%. The XR is harder to work out as this was the most volatile time for the USD/GDP and it was up and down quite a bit.

Hope this helps.

Can I ask if you needed to notify ABA you were traveling/using your card outside of Cambodia prior to using it in another country?

I don't, as long as I have my phone on roaming for any validation issues

I do remember staying in the UK and banking there; the sadistic bastards would wait until every holiday was just getting going before blocking my cards, despite notes on my account from before I went on holiday telling the useless institution where I was off to. Then I'd waste a few hours and up to forty quid on the phone to some cunt in a call center with a Glaswegian accent. I'm happy to no longer bank in the UK

I remember those days. Barclays have given up with their "tell us where you are going" system. It worked ok, but if try to put a large purchase through (£500+) they would often refuse it.

I would use my Barclays debit abroad as a very last resort and make sure my UK sim was in the phone and connected to a network to receive their call.

Bong Kri wrote: ↑Wed Aug 18, 2021 9:11 pm

Doc67 wrote: ↑Tue Aug 17, 2021 7:49 am

xandreu wrote: ↑Tue Aug 17, 2021 7:44 am Has anyone tried to withdraw cash from their ABA account using their ATM debit card abroad before (specifically UK) ?

Does it work and what are the fees like?

Thanks.

Yes, I did last year and it is fine. I'll check the fees and get back to you.

Edit:

2 withdrawals on 24th and 30th March 2020. Here are the amounts of £ withdrawn, the amount of $ debited, the fees, the exchange rate on the day (as best as the charts can provide) and then the rate I got from ABA

£500............$602.51..............$11.81.................1.15.........1.20

£500.............$609.................$11.95.................1.24.........1.21

The exchange rate you get is not the spot rate, I think it's the agreed rate at a certain time by the Visa network and then the banks can add on more if they like. I am sure there is a webpage somewhere on the ABA site that spells it all out (but I can't find it)

The fees look like 2%. The XR is harder to work out as this was the most volatile time for the USD/GDP and it was up and down quite a bit.

Hope this helps.

Can I ask if you needed to notify ABA you were traveling/using your card outside of Cambodia prior to using it in another country?

I didn't tell them and had no problems whatsoever.

I used my card in Vancouver, for both cash withdrawals and purchases, then in Mexico City for cash only, and then in London for cash only - all in the space of under 3 weeks. Barclays Bank would be having kittens with that lot, but ABA did nothing. At all times my Cambodian sim was in a spare phone and no call was received from ABA.*

I feel very comfortable travelling with ABA cards. I have both Visa and Mastercard on the same account. The Mastercard is contactless and the Visa, being old, is not. For the UK, a contactless card is very handy as it can be used for purchases up to £45.

*There is one caveat, if someone gets hold of your ABA card and pin number while abroad, you better be able to block the card very quickly, I can't see ABA doing much if someone starts emptying out your account. I used the APP to adjust daily withdrawal and spending limits to an absolute minimum, and only increased them when needed and then reduce them immediately afterwards. It's not a bad habit to get into.

Bluenose wrote: ↑Tue Aug 17, 2021 11:48 am From ABA's website...

Cash withdrawal with non-ABA’s ATM
/ POS (in and outside of Cambodia) 2% of amount withdrawn, min $5

Purchase/withdrawal in non USD Currency
(except KHR currency) 2% for currency conversion

2% if I used a non ABA ATM in Cambodia? That's news to me. Greedy bastards.

And the POS, I often use the ABA one at Super Duper. If the shop in question has one from another bank that is another 2%?

xandreu wrote: ↑Tue Aug 17, 2021 7:44 am Has anyone tried to withdraw cash from their ABA account using their ATM debit card abroad before (specifically UK) ?

Does it work and what are the fees like?

Thanks.

Contactless card payment limit in the UK being raised to £100 in October.

https://www.theguardian.com/money/2021/ ... dApp_Other