Affordable Health Insurance for Expats?

This is a part of our Cambodia forums to chat about anything Cambodia-related. This discussion forum is at the top of our site because it's usually the busiest part of the expat community chatter with random topics on just about everything, including expat life, Khmer politics, Cambodian blogs we have or have come across, or whatever else our members want to discuss. Whether you're an expatriate, tourist, Cambodian or random traveler just passing through South East Asia, you are welcome to talk about anything or start new topics yourselves.
curiosity
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Affordable Health Insurance for Expats?

Post by curiosity » Tue Jul 09, 2019 5:10 pm

Hi folks,

what kind of health insurance for South-East Asia can you recommend?
Anchor Moy
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Re: affordable health insurance

Post by Anchor Moy » Tue Jul 09, 2019 6:07 pm

Are you an expat or traveling or on holiday ?
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phuketrichard
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Re: affordable health insurance

Post by phuketrichard » Tue Jul 09, 2019 6:21 pm

what do you consider, affordable?

Personally, I self insure and self medicate.
has worked fine

Spoiler:
so far
In a nation run by swine, all pigs are upward-mobile and the rest of us are fucked until we can put our acts together: not necessarily to win, but mainly to keep from losing completely. HST
iluvu
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Re: affordable health insurance

Post by iluvu » Tue Jul 09, 2019 6:29 pm

Lol, I got Miller fisher syndrome while I was in Cambodia without insurance. The only hospital that had ivig in Cambodia was royal Phnom Penh and they wanted 1k a bottle. I went to Vietnam where the price was 170. So yeah, get insurance, one that will pay for a hospital outside of Cambodia if needed. A 450 dollar ambulance to Vietnam saved me ~80k.
CamExpat
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Re: affordable health insurance

Post by CamExpat » Tue Jul 09, 2019 6:39 pm

Is it possible / feasible to get med-evac to Singapore? Or is Thailand / Bangkok the only real sensible option?

I ask as I already have coverege in SG....
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timmydownawell
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Re: affordable health insurance

Post by timmydownawell » Tue Jul 09, 2019 8:19 pm

I was recently looking at expat health insurance. Nothing came in under about $200/month. It's crazy considering travel insurance only costs AUD $700/year. And tourists are much more likely than expats to partake in risky activities, IMO.

All I want is emergency and medevac cover in case of a serious injury or illness. But no-one seems to offer that. Big gap in the market? Maybe there is an opportunity there for one of the insurers?
No matter how much it rains, the dirt never washes away.
andy_morris
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Re: Affordable Health Insurance for Expats?

Post by andy_morris » Tue Jul 09, 2019 9:21 pm

What about A+, operating out of the himawari?
Doc67
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Re: Affordable Health Insurance for Expats?

Post by Doc67 » Wed Jul 10, 2019 11:46 am

I have a Globality policy, includes med-evac. In the event of med-evac I think the shortest distance is preferable so Bangkok would be my choice.
It's valid valid worldwide excluding North America.

No medical required if you are under 55 (good luck to them with that)

$163 a month via AG Cambodia in the Himawari complex. Best money I spend each month.

At the time of writing I have a mate who is booking a flight home to London tonight after being diagnosed with Apendicitis this morning.
Fuck that...
Last edited by Doc67 on Wed Jul 10, 2019 11:53 am, edited 1 time in total.
simon43
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Re: Affordable Health Insurance for Expats?

Post by simon43 » Wed Jul 10, 2019 11:50 am

I have a $1.2 million USD cover medical policy with medical evac as required, with David Shield. cost at my age (60) is about $180 per month.
curiosity
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Re: Affordable Health Insurance for Expats?

Post by curiosity » Wed Jul 10, 2019 2:30 pm

what about Regency? Any experience with them?
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