Sihanoukville Guesthouse Owner Dies in Motobike Accident

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armchairlawyer
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Re: Sihanoukville Guesthouse Owner Dies in Motobike Accident

Post by armchairlawyer »

General Mackevili wrote:
Any tips on the cheapest/best insurance to have when things go terribly wrong? I'm one of those idiots that have nothing, and just look left-right-left and extra time before crossing the streets for good measure.
Haha, yes good old moral hazard. Having insurance (or wearing a helmet or seat belt) makes one more willing to take risks.
The other thing about insurance is that it is always a bad deal in a business sense because one in paying for all the admin, overheads and profits of the insurance company. It's a worse deal than a casino. It only makes sense for things that are unlikely to happen (and are thus cheap to insure) but would be ruinously expensive if they did happen. Always self-insure wherever possible. But one needs to have the cash to meet the bills if the worst happens (and remember not to grouch at the cost because after all one saved money over the years by not paying those exorbitant premiums). Expat health insurance is not too expensive for the young but it's insanely costly for the aged (even accident-only cover).
EDIT - and while I'm on my hobby-horse, life insurance is not insurance at all, it's just another form of investment (and usually not a good one). We are going to die. It;s just a question of timing. If one wants to bet that one will die young, take out term life insurance. It's very cheap when you're young.
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PeterZ
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Re: Sihanoukville Guesthouse Owner Dies in Motobike Accident

Post by PeterZ »

bangkokhooker wrote: ↑Wed Sep 20, 2017 10:13 am Neurologist?
It's not rocket science though is it.

That's cool Peter thanks for sharing. Maybe that invite should be extended to school kids. Maybe then they'd realise how fragile life is and wear helmets.

Thanks.

PS. Where are you from Europe?
I specialized in trauma, Traumatic Brain Injuries, TBI. It's actually much more complex with 200+ billion variables :-). Any group interested, would definitely be welcome.

I am an Asian American of Japanese descent
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PeterZ
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Re: Sihanoukville Guesthouse Owner Dies in Motobike Accident

Post by PeterZ »

General Mackevili wrote: ↑Wed Sep 20, 2017 10:47 am
PeterZ wrote:I'm a Neurologist, I have been helping to build up the 119 Emergency Medical Services and I volunteer at Calmette Hospital 3 days a week, helping to improve services, teaching and guiding 5th and 6th years Medical Students.

There are many short-coming in medical care in Cambodia, in the event of severe trauma, your​ best chance for survival is Calmette Emergency Department before being Medivac.

For those of you who wants to see the reality of what we do, I can arrange an unfiltered visit to Calmette Hospital.

For those of you who wants to help, we definitely can use your help at the 119 Emergency Services. We need people who speaks different languages to help.
Wow, good on you, Dr Peter. That would be a very eye-opening experience, both helping and just the unfiltered visit. I seriously hope a member manages to take you up on that.

Are volunteers covered by "Good Samaritan" laws? Say, if you're translating and you think they ask for morphine, but they had really said they are allergic to morphine, etc...

And what do you think of the other hospitals around town? I've always considered Calmette the place you go to breathe your last few breathes and would probably had hoped to be rushed to Royal or something.

Any tips on the cheapest/best insurance to have when things go terribly wrong? I'm one of those idiots that have nothing, and just look left-right-left and extra time before crossing the streets for good measure.
The volunteer will primarily help with answering the incoming 119 calls. We are flooded with over 50K calls per day on average, few are foreigners.

You are definitely cover with ”Good Samaritan Law”. The Emergency Team here are ATLS (Advance Trauma Life Support) trained.

Best Hospital in town, depends on your problem.

For Traumatic Brain Injuries, your best bet is coming to Calmette for Emergency Life Saving Procedure; afterward you have an option of the following:

1. You can get definitive surgeries at Calmette and stay at our 16 beds neuro ICU
2. Sunrise Hospital for Rehabilitations
3. Royal Phnom Penh for ???
4. Overseas Medical Evacuation

Your costs increase from 1 to 4; 1 being the least expensive.

Contrary to what you may have heard, Calmette received patients from Royal Phnom Penh with severe TBI and also patient transferred back from Bangkok and Singapore to our neuro ICU.

Calmette Emergency Services and Neurology Department are comparable to Vietnam and Thailand.

For medical insurance, I'm not sure. This link may be useful...
https://www.pacificprime.com/country/as ... rnational/
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General Mackevili
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Re: Sihanoukville Guesthouse Owner Dies in Motobike Accident

Post by General Mackevili »


PeterZ wrote:
The volunteer will primarily help with answering the incoming 119 calls. We are flooded with over 50K calls per day on average, few are foreigners.
50,000 calls per day? That's about 2,000 calls per hour, or 10% of the entire population of Cambodia every month. Surely that's a typo??

Great info regarding the hospitals in Phnom Penh, thx again.
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PeterZ
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Re: Sihanoukville Guesthouse Owner Dies in Motobike Accident

Post by PeterZ »

General Mackevili wrote: ↑Wed Sep 20, 2017 11:49 pm
PeterZ wrote:
The volunteer will primarily help with answering the incoming 119 calls. We are flooded with over 50K calls per day on average, few are foreigners.
50,000 calls per day? That's about 2,000 calls per hour, or 10% of the entire population of Cambodia every month. Surely that's a typo??

Great info regarding the hospitals in Phnom Penh, thx again.
It's not a typo, 99% are prank call and the sad reality is that there's not much anyone can do about it or want to do anything about it.
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