When does a tourist become an expat for medical insurance purposes?
- timmydownawell
- Expatriate
- Posts: 3626
- Joined: Tue Mar 22, 2016 12:50 pm
- Reputation: 1454
Re: When does a tourist become an expat for medical insurance purposes?
Ah, well that's a shame.phuketrichard wrote: ↑Wed Jul 28, 2021 2:21 pmyea right;timmydownawell wrote: ↑Wed Jul 28, 2021 12:47 pm Have you guys got quotes from SafetyNet yet? Mine came in at a fraction of the price of other insurers.
Entry age 60 years old, https://www.safetynet-health.com/for-individuals/
Well that is fine for me and possibly others on a budget. And yes, mine was also about a quarter of other quotes I'd had too. Guess I need to get in before I'm 60.Bluenose wrote: ↑Wed Jul 28, 2021 2:33 pmSafetyNet doesn't give the same cover as full medical policies (it basically covers the cost of the hospital in case you end up there through accident or illness emergency) but it's a hell of a lot better than nothing. The quote I had was for this was around a quarter of that for full medical insurance, if it was me was footing the bill instead of my employer I would be tempted. Forte are their partner here.timmydownawell wrote: ↑Wed Jul 28, 2021 12:47 pm Have you guys got quotes from SafetyNet yet? Mine came in at a fraction of the price of other insurers.
You must walk in traffic to cross the road - Cambodian proverb
Re: When does a tourist become an expat for medical insurance purposes?
It's something I've already done, but I know many wouldn't see it though, set and forget is the mindset
I'm standing up, so I must be straight.
What's a poor man do when the blues keep following him around.(Smoking Dynamite)
What's a poor man do when the blues keep following him around.(Smoking Dynamite)
Re: When does a tourist become an expat for medical insurance purposes?
Black on the roulette wheel, if the Chinese would let you in the casino. My luck it would land on red anyhow.phuketrichard wrote: ↑Wed Jul 28, 2021 2:21 pmyea right;timmydownawell wrote: ↑Wed Jul 28, 2021 12:47 pm Have you guys got quotes from SafetyNet yet? Mine came in at a fraction of the price of other insurers.
Entry age 60 years old, https://www.safetynet-health.com/for-individuals/
am sure urs is cheaper, as it all depends on ur age;
why not? what does the cost of insurance have to do with growing old here?....This thread is a good example why Cambodia is not a good country to grow old a die in
as to dying.... ur going to die wherever u are at some time, there is no reason to think ur ever going to get sick or ill till u die>
I'd rather put my money on black on a roulette wheel than buy medical insurance
Both my grandparents were healthy, till the day they died of a heart attack
Both your grandparents were living in Cambodia for that outcome! No, sorry.
Seriously it's not fun getting ill here, best have insurance if you can afford to have it. Some would say it is stupid to be with out, but there's still drawbacks if you have, some illness may not be treated here, and with the Covid19 situation it makes things difficult getting in hospital and getting out of the country. It's like Richard has mentioned, just a gamble today.
Always "hope" but never "expect".
- Clutch Cargo
- Expatriate
- Posts: 7744
- Joined: Mon Mar 26, 2018 3:09 pm
- Reputation: 6003
Re: When does a tourist become an expat for medical insurance purposes?
Sorry PR but I don't get the logic there. Yes, some people drop dead without advance notice in terms of being aware of pre-existing conditions. Yet again, isn't it the case that many more (most?) are aware of problems, seek treatment accordingly and are sick/ill before that happens? So I would think there is every reason to think you may be sick/ill before you die..on the balance of probability.phuketrichard wrote: ↑Wed Jul 28, 2021 2:21 pmwhy not? what does the cost of insurance have to do with growing old here?....This thread is a good example why Cambodia is not a good country to grow old a die in
as to dying.... ur going to die wherever u are at some time, there is no reason to think ur ever going to get sick or ill till u die>
I'd rather put my money on black on a roulette wheel than buy medical insurance
Both my grandparents were healthy, till the day they died of a heart attack
These days too, many older folk I know including myself get regular yearly check ups and tests as a preventative measure. The theory being that the earlier a condition is picked up the greater chance something can be done about it to prevent your death.
With respect....you say your grandparents were healthy till they died of heart attack...maybe they had pre existing blood circulatory problems that they were unaware of and maybe didn't manifest itself in day to day living but eventually the constricted arteries led to the heart attack. For example, I take daily statin medication to control high colesterol (which by the way is a hereditary condition rather than lifestyle) and I only discovered that at age 40 coz my employer at the time had the wisdom to undertake health checks for all the staff. Had I not found out about it then, imagine the damage to my arteries by now..
Hence why I think medical health insurance comes into play..unless of course, you have unlimited access to funds.
Re: When does a tourist become an expat for medical insurance purposes?
Guess you're a rare breed. Most couldn't resist when in need of money for whatever reason I think.
Re: When does a tourist become an expat for medical insurance purposes?
Just got another reply from insurer at 60 I'm to old but even the premium policy wouldn't be enough to cover hospital deposit. And in the large email nowhere is the prices stated
I'm standing up, so I must be straight.
What's a poor man do when the blues keep following him around.(Smoking Dynamite)
What's a poor man do when the blues keep following him around.(Smoking Dynamite)
Re: When does a tourist become an expat for medical insurance purposes?
I'm starting to think about not being an expat when this covid crap is over and you can fly, doing just two months at a time on tourist Visa doing visa runs ,I'm retired and $3000USD a year in premiums would go a long way towards air fares. Travel insurance on my visa card only. More thinking juice needed
Any thoughts everyone.
Any thoughts everyone.
I'm standing up, so I must be straight.
What's a poor man do when the blues keep following him around.(Smoking Dynamite)
What's a poor man do when the blues keep following him around.(Smoking Dynamite)
- phuketrichard
- Expatriate
- Posts: 16880
- Joined: Wed May 14, 2014 5:17 pm
- Reputation: 5782
- Location: Atlantis
Re: When does a tourist become an expat for medical insurance purposes?
How are you to know if during the 2 months ur overseas, ( Cambodia, Thailand, Timbuktu ) ? you dont need the insurance?atst wrote: ↑Fri Jul 30, 2021 3:47 am I'm starting to think about not being an expat when this covid crap is over and you can fly, doing just two months at a time on tourist Visa doing visa runs ,I'm retired and $3000USD a year in premiums would go a long way towards air fares. Travel insurance on my visa card only. More thinking juice needed
Any thoughts everyone.
Better save the $3,000++ fly back home each year and do a full medical test, ( if ur so inclined) and catch anything that could be treated in ur own country
but still
accidents happen
I'll roll the dice with my life and be insurance free
In a nation run by swine, all pigs are upward-mobile and the rest of us are fucked until we can put our acts together: not necessarily to win, but mainly to keep from losing completely. HST
Re: When does a tourist become an expat for medical insurance purposes?
I'd be traveling as a tourist with free travel insurance from my credit card ( if they are any good who knows) . Agree each time I've returned to australia I get a check-up, infact just did it yesterday here in NZ.phuketrichard wrote: ↑Fri Jul 30, 2021 7:16 amHow are you to know if during the 2 months ur overseas, ( Cambodia, Thailand, Timbuktu ) ? you dont need the insurance?atst wrote: ↑Fri Jul 30, 2021 3:47 am I'm starting to think about not being an expat when this covid crap is over and you can fly, doing just two months at a time on tourist Visa doing visa runs ,I'm retired and $3000USD a year in premiums would go a long way towards air fares. Travel insurance on my visa card only. More thinking juice needed
Any thoughts everyone.
Better save the $3,000++ fly back home each year and do a full medical test, ( if ur so inclined) and catch anything that could be treated in ur own country
but still
accidents happen
I'll roll the dice with my life and be insurance free
I'm standing up, so I must be straight.
What's a poor man do when the blues keep following him around.(Smoking Dynamite)
What's a poor man do when the blues keep following him around.(Smoking Dynamite)
- phuketrichard
- Expatriate
- Posts: 16880
- Joined: Wed May 14, 2014 5:17 pm
- Reputation: 5782
- Location: Atlantis
Re: When does a tourist become an expat for medical insurance purposes?
curious; does ur free insurance via cc require you to spend xx amount of time in ur own country or could you just travel indefinitely around,
what does it cover?
Last medical I had was back in like 2015 at Bumrungrad and they told me i was fine but had slightly high blood pressure and some scaring on my lungs from when i had pneumonia
Haven't had one in the states since i joined the peace corps back in 79
what does it cover?
Last medical I had was back in like 2015 at Bumrungrad and they told me i was fine but had slightly high blood pressure and some scaring on my lungs from when i had pneumonia
Haven't had one in the states since i joined the peace corps back in 79
In a nation run by swine, all pigs are upward-mobile and the rest of us are fucked until we can put our acts together: not necessarily to win, but mainly to keep from losing completely. HST
-
- Similar Topics
- Replies
- Views
- Last post
-
- 45 Replies
- 12997 Views
-
Last post by truffledog
-
- 10 Replies
- 3445 Views
-
Last post by PSD-Kiwi
-
- 36 Replies
- 10630 Views
-
Last post by johnny lightning
-
- 38 Replies
- 9604 Views
-
Last post by khmerinade
-
- 43 Replies
- 7917 Views
-
Last post by Kammekor
-
- 4 Replies
- 2834 Views
-
Last post by atst
-
- 0 Replies
- 1033 Views
-
Last post by Anthony's Weiner
Who is online
Users browsing this forum: Jaas, pissontheroof, Semrush [Bot] and 1106 guests