Whats your rainy day fund

Whether you're a working stiff or a business owner yourself, this is the place to discuss all aspects of financing your drinking habit ;-)

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Duncan
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Re: Whats your rainy day fund

Post by Duncan » Fri Jun 13, 2014 7:17 pm

phuketrichard wrote:an if the bank accounts are frozen/ ie no atm withdrawals and cc can not be used?

imho; you should have enough cash at any time to last 2 months and a little bit extra to get the fuck out of dodge if the shit hits the fan.

If i cant access any of my accounts via atm's or online banking, I have enough cash for 2 months living

plus my gold


which is easily transported/sold

Don't rely on having that gold watch cause the girl would have already sold it, which is why you have to get the fuck out of town.
Cambodia,,,, Don't fall in love with her.
Like the spoilt child she is, she will not be happy till she destroys herself from within and breaks your heart.
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phuketrichard
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Re: Whats your rainy day fund

Post by phuketrichard » Fri Jun 13, 2014 7:48 pm

nope;
in the safe which she has no access too. :-)

If u have enough cash /access to with out credit cards to last a year ur doing probably better than 98% of people in the world
and on a teachers salary......... that is impressive!!!
In a nation run by swine, all pigs are upward-mobile and the rest of us are fucked until we can put our acts together: not necessarily to win, but mainly to keep from losing completely. HST
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Re: Whats your rainy day fund

Post by StroppyChops » Fri Jun 13, 2014 7:55 pm

phuketrichard wrote:nope;
in the safe which she has no access too. :-)

If u have enough cash /access to with out credit cards to last a year ur doing probably better than 98% of people in the world
and on a teachers salary......... that is impressive!!!
I think when we talk about him being a teacher, we make the quotey motion with our fingers - "teacher".

Code for either a CIA agent or a really bad Mormon in witness protection, I'm not yet sure which.
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Re: Whats your rainy day fund

Post by UKJ » Fri Jun 13, 2014 8:04 pm

I have mortgage free rental income and savings. You need a lot of savings to cover any repair costs. But who knows. A meteor shower could strike the city!
Milord
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Re: Whats your rainy day fund

Post by Milord » Fri Jun 13, 2014 9:34 pm

It probably makes sense to maintain some funds in an off-site location, ie: storage locker, gas tank a la "Easy Rider", dead drop ...
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Re: Whats your rainy day fund

Post by sanjuro » Fri Jun 13, 2014 10:54 pm

Not as much as I'd like.

Some sellable items, some precious metals and a few bucks.
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Duncan
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Re: Whats your rainy day fund

Post by Duncan » Fri Jun 13, 2014 11:10 pm

sanjuro wrote:Not as much as I'd like.

Some sellable items, some precious metals and a few bucks.
and maybe a kidney or two.
Cambodia,,,, Don't fall in love with her.
Like the spoilt child she is, she will not be happy till she destroys herself from within and breaks your heart.
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Re: Whats your rainy day fund

Post by sanjuro » Fri Jun 13, 2014 11:21 pm

Duncan wrote:
sanjuro wrote:Not as much as I'd like.

Some sellable items, some precious metals and a few bucks.
and maybe a kidney or two.
ha- pretty sure I'd beach-comb and dumpster dive before that happened.

A girl I knew awhile back---she had 3 full kidneys! I really wouldn't doubt it if she cashed in on one by now.
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Re: Whats your rainy day fund

Post by Milord » Sat Jun 14, 2014 1:27 am

I've sold my blood in Greece. Got $1.25. (40 yrs ago. Todays dollars $125.00)

I'm my first Charity Case.

p.s.: Today we had a huge Solar Flare. CME. Saved by Magnosphere and Ozone.
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Re: Whats your rainy day fund

Post by Cowshed Cowboy » Sat Jun 14, 2014 1:40 am

phuketrichard wrote:To all out there?

how much $$ do you have available?
  • What if you suddenly lost your job and it was 6-8 weeks before unemployment payments began to trickle in?
    What if your child suffered a medical emergency and you needed to purchase an expensive medication?
    What if your refrigerator began making a death rattle and you needed to buy a new one immediately in order to save your expensive frozen food stockpile?
    What if your car, that you needed to get back and forth to work, required a costly repair?
Would you be able to make it??

Most experts recommend a starting point of 1-3 months of expenses. And by expenses, I mean everything from house payments to car payments to projected utilities to food costs.

Don’t underestimate how much it takes to run your household every month – be sure to account for all of the regular expenses you might need to cover during an emergency situation.

http://www.lewrockwell.com/2014/06/dais ... %E2%80%A8/

Personally, i am good for a few years, but than i have had some good runs in my life.
I have not lived month to month since i left College
Congratulations
Never trust a man who when left alone with a tea cosey, doesn't try it on.
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