VOA

.....This matters to Cambodia’s MFI borrowers because so many of them now count on money they earn in the nation’s apparel, footwear and sporting goods manufacturing sectors, direct EBA beneficiaries. The 28-member EU is Cambodia’s largest trading partner, and accounted for 45% of its exports worth about $5.5 billion in 2018.

https://english.cambodiadaily.com/busin ... rs-153010/

It is true, most garment workers likes to borrow from MFI and useed to buy phone, motor and sometime pay off high interest debt from unlicensed loan providers