Motorbike license

whiteribbon · Post by **whiteribbon** » Sun Mar 11, 2018 3:55 pm

ExPenhMan wrote: ↑Sun Mar 11, 2018 3:41 pm
paparazzi wrote: ↑Sun Mar 11, 2018 11:18 am Police accepted my International Licence so grey area l guess. The other issue is travel insurance may not cover you in an accident if you dont have a valid licence for the country.
Yes. But not only that. Some travel and/or accident insurance policies specifically exclude coverage in motorcycle accidents, or may cover only 50% of costs.

Since he said he's moving here, travel insurance won't cover him, and in order to get local car/bike insurance he will have to show a valid Cambodian licence so best to get it done, it's not that expensive and only takes 2 to 3 hours of your time depending on how busy it is there.

bangkokhooker · Post by **bangkokhooker** » Sun Mar 11, 2018 4:40 pm

He can still get cover for 12 months as a tourist. You only become an expat when you don’t ever go back!

Although would you still be an expat if so you lived here for 3 months and home for 9 months? What about 6 and 6?
Does it have to be a greater number to be classed as an expat...?
Who knows.

whiteribbon · Post by **whiteribbon** » Sun Mar 11, 2018 5:09 pm

bangkokhooker wrote: ↑Sun Mar 11, 2018 4:40 pm He can still get cover for 12 months as a tourist. You only become an expat when you don’t ever go back!

Although would you still be an expat if so you lived here for 3 months and home for 9 months? What about 6 and 6?
Does it have to be a greater number to be classed as an expat...?
Who knows.

Yes. You can get yearly travel insurance (like I have in my home country) but than normally they will only cover you if you aren't in the country the accident happens in for over 1 month (or 2 I forgot the exact terms now)? No? I have travel insurance with 2 companies (just to be sure) and their terms say something like that.
But even if I'm wrong, still think it's best for him to get a local driving licence here, it's not that much hassle and than at least he's sure he won't have any problems if he would ever have an accident in the future.

Edit: just see he's only moving here next year, driving license rules will probably have changed again by then, better to ask closer to date.

ExPenhMan · Post by **ExPenhMan** » Sun Mar 11, 2018 5:30 pm

I have year-round travel insurance cover from Thailand's BUPA. It's good for 90-day trips away.

There are exclusions due to catastrophic injury in a motorcycle accident, eg, loss of life, dismemberment, loss of sight, hearing or speaking. There may be better coverage from other companies.

cptrelentless · Post by **cptrelentless** » Sun Mar 11, 2018 5:40 pm

whiteribbon wrote: ↑Sun Mar 11, 2018 5:09 pm
bangkokhooker wrote: ↑Sun Mar 11, 2018 4:40 pm He can still get cover for 12 months as a tourist. You only become an expat when you don’t ever go back!

Although would you still be an expat if so you lived here for 3 months and home for 9 months? What about 6 and 6?
Does it have to be a greater number to be classed as an expat...?
Who knows.
Yes. You can get yearly travel insurance (like I have in my home country) but than normally they will only cover you if you aren't in the country the accident happens in for over 1 month (or 2 I forgot the exact terms now)? No? I have travel insurance with 2 companies (just to be sure) and their terms say something like that.
But even if I'm wrong, still think it's best for him to get a local driving licence here, it's not that much hassle and than at least he's sure he won't have any problems if he would ever have an accident in the future.

Edit: just see he's only moving here next year, driving license rules will probably have changed again by then, better to ask closer to date.

I paid 30 quid for my insurance and it covers 90 days. You just need a return ticket.

paparazzi · Post by **paparazzi** » Sun Mar 11, 2018 7:22 pm

Many travel insurance policies only cover up to 200cc motorbikes.
If they can get out of a claim they will.
Also Cambodia now doing more alcohol level checks after an accident. Again no insurance payout if over limit.

Remember red traffic light here means stop only if police watching. Chance of an accident very high!!!

Add to that local belief saving petrol by not putting lights on at night.

You will need to be lucky to drive a motorbike and not have a crash. Just try and find a local without a scared leg to prove my point!!!

paparazzi · Post by **paparazzi** » Tue Mar 13, 2018 8:57 am

Also Caminco Insurance offer 3rd party insurance at a good price.
Small motorbike l think under $20 a year.

Luigi · Post by **Luigi** » Tue Mar 13, 2018 4:46 pm

paparazzi wrote: ↑Tue Mar 13, 2018 8:57 am Also Caminco Insurance offer 3rd party insurance at a good price.
Small motorbike l think under $20 a year.

What is 3rd party insurance please?

bangkokhooker · Post by **bangkokhooker** » Tue Mar 13, 2018 4:58 pm

Luigi wrote: ↑Tue Mar 13, 2018 4:46 pm
paparazzi wrote: ↑Tue Mar 13, 2018 8:57 am Also Caminco Insurance offer 3rd party insurance at a good price.
Small motorbike l think under $20 a year.
What is 3rd party insurance please?

If you have a little get-together at your house they will only cover incidences with ladyboys up to your third party.

(It covers people in your car and the other car)

bangkokhooker · Post by **bangkokhooker** » Tue Mar 13, 2018 5:05 pm

paparazzi wrote: ↑Sun Mar 11, 2018 7:22 pm Many travel insurance policies only cover up to 200cc motorbikes.

Why up to 200cc?
Most western countries you can ride a 125cc as a learner or car licence but after that you’ll need a “big bike” licence.

Most policies cover you for any motorcycle that you’re entitled to ride in your home country, as long as you’re not negligent, and you’re following the local laws.

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